This is not an offer for a loan. It is only an offer to learn more about a future loan product. Final lending decisions are based on the financed property and other lending criteria. Loan amount, rates and terms cannot be determined until you complete a loan application. Pre-approved as a borrower makes you eligible for a loan subject to property eligibility and self-reported income verification. Once you apply for a loan, your personal information, including background check, credit check and FICO score, will be verified. Pre-approval does not require credit/FICO check and does not obligate you to apply for a loan.